Waitlist open · Limited spots

Finally know where your money goes.

ActualFinance connects to your bank, categorises every transaction automatically, and gives you a clear picture of your finances — no spreadsheets, no manual entry, no guesswork.

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Join the people already on the waitlist.

actualfinance.app/dashboard

Net Worth

€12,418.50

+€840 this month

Spending this month

Housing€950
Groceries€312
Transport€88
Dining€143

Recent

Lidl

Groceries

-€42.30

Salary

Income

+€3,200

Netflix

Entertainment

-€15.99
Bank-grade security
Read-only access
GDPR compliant
Free during beta

Up and running in minutes

No setup required. Link your bank and let ActualFinance handle the rest.

1

Connect your bank

Securely link your accounts via open banking in under two minutes. Read-only access — revoke anytime.

2

We do the work

Every transaction is imported and categorised automatically. Rules learn your habits over time.

3

Gain real clarity

Budgets, trends, and spending insights update in real time so you always know where you stand.

Everything you need. Nothing you don't.

Built for people who want clarity without complexity.

Smart categorisation

AI-powered rules learn your spending patterns and sort every transaction instantly — no tagging by hand.

Needs · Wants · Savings

Your spending is automatically mapped to a budget framework that gives your money a clear purpose.

Custom rules engine

Create your own rules to override or extend the defaults. The more you use it, the smarter it gets.

Privacy by design

Read-only bank access. No credentials stored. GDPR-compliant from day one. Your data, your control.

Questions? Answered.

Be among the first to try it.

We're rolling out early access to the waitlist first. Drop your email and we'll save you a spot.

By joining, you agree to our Privacy Policy. No spam. Unsubscribe anytime.